The major credit card brands include Visa, MasterCard, American Express and Discover Card and Diner's Club. But it is important to know that credit cards are issued and supported by banks and financial institutions, and not by these major credit card brands. The brand, or type of credit card you uses, is actually a payment network. Organizations like Visa and MasterCard make sure that millions of retailers and businesses can process their credit card brand, while the issuing financial institutions manage the money.

major credit card companies

More retailers around the world take credit cards from Visa and MasterCard all other credit cards combined. Both Visa and MasterCard can be accepted at more than 20 million merchants, in over 150 countries worldwide. These versatile credit card networks issue cards in their name to thousands of different banks, financial institutions, or other partnered organizations. The specifics on how much credit you have, your interest rate and payment terms are forged by the credit card issuer.


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